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Finse forsikring AS

Finse Forsikring AS is the Vy Group’s captive insurance company. This site is used for communication with companies in the insurance industry.

About Finse Forsikring

Finse Forsikring AS is the insurance captive of the Vy Group.

Finse Forsikring AS was established 8 November, 2001 and has been in business since 1 December, 2001. The company is domiciled in Oslo, Norway and is authorised by The Financial Supervisory authority of Norway for all non-life insurance lines except credit insurance. Finse Forsikring AS operates as a reinsurance captive, but is authorised to also operate as a direct insurer.

Contact us

Visiting address: Schweigaards gate 23, Oslo

The Vy Group

The Vy Group (The NSB Group until April 2019) is a Nordic transportation group. Vy has three operational business areas in Norway and Sweden: Rail passenger services, bus services and freight transport.

The Norwegian railway infrastructure is owned, maintained and developed by Bane NOR SF.

Net operating income for the Vy Group in 2024 amounted to NOK 19,4 billion.

The average number of full time employees in 2024 was 10 073.

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Annual reports and SFCR report

The reports are only available in Norwegian.

  • 2. kvartal 2026

    PDF 266.3 KB

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  • 1. kvartal 2026

    PDF 268.5 KB

  • SFCR rapport 2025

    PDF 4.5 MB

  • Årsrapport 2025

    PDF 1 MB

Underwriting information

  • Introduction and programme update

    PDF 253.7 KB

  • Description of operation

    PDF 302.6 KB

  • Reinsurance presentation

    PPTX 7.9 MB

  • Risk control

    PDF 198.4 KB

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